Terms of Service

Last Updated: June 14, 2026

Welcome to Uinted Term Loan ("Company," "we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of our website, products, services, communications, and related offerings, including business financing solutions such as term loans and lines of credit (collectively, the "Services").

By accessing or using our website and Services, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website or Services.

1. Company Information

Uinted Term Loan

Address: 2754 South East Avenue

Email: [email protected]

Phone:

2. Eligibility

You must be at least eighteen (18) years old and legally capable of entering into binding agreements to use our Services.

By submitting information through our website, you represent and warrant that:

All information provided is accurate and complete.

You have the authority to submit information on behalf of yourself or your business.

You will promptly update any information that becomes inaccurate.

3. Services Provided

Uinted Term Loan provides information regarding business financing products, including but not limited to:

Business Term Loans

Business Lines of Credit

Working Capital Solutions

Commercial Financing Opportunities

We do not guarantee approval, funding, loan amounts, rates, repayment terms, or eligibility for any financing product.

All financing approvals are subject to underwriting, verification, lender requirements, and applicable laws.

4. No Financial Advice

Information provided through our website is for informational purposes only and should not be considered legal, financial, tax, or investment advice.

You should consult qualified professionals before making financial decisions.

5. User Responsibilities

You agree not to:

Provide false or misleading information.

Attempt to gain unauthorized access to systems or accounts.

Use the website for unlawful purposes.

Interfere with the operation or security of the website.

Upload malicious software, viruses, or harmful code.

We reserve the right to suspend or terminate access for violations of these Terms.

6. Application Information

When submitting an application, inquiry, or financing request, you authorize us and our lending partners to:

Review submitted information.

Verify business and personal information.

Contact you regarding financing opportunities.

Share information with lenders, funding providers, processors, and service providers as necessary to evaluate financing options.

Submission of an application does not guarantee approval or funding.

7. SMS Communications and Consent

By providing your mobile phone number and affirmatively consenting through our website forms, application forms, or other authorized methods, you agree to receive SMS and MMS messages from RTL

These messages may include:

Loan application updates

Funding status notifications

Customer support communications

Appointment reminders

Account-related notifications

Promotional and marketing communications

Message frequency varies based on customer interaction and service activity.

Message and data rates may apply.

Consent to receive SMS messages is not a condition of obtaining financing or purchasing any service.

8. SMS Opt-Out

You may opt out of SMS communications at any time by replying:

STOP

After opting out, you may receive a final confirmation message.

For assistance, reply:

HELP

or contact us at:

Email: [email protected]

Phone:

9. Electronic Communications

By using our Services, you consent to receive communications electronically, including:

Emails

SMS messages

Notices

Agreements

Disclosures

Electronic communications satisfy legal requirements that such communications be in writing.

10. Intellectual Property

All content on this website, including:

Text

Graphics

Logos

Designs

Images

Software

Website functionality

is owned by or licensed to Uinted Term Loan and is protected by applicable intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works without written permission.

11. Third-Party Services

Our website may contain links to third-party websites, lenders, service providers, or partners.

We are not responsible for:

Third-party content

Privacy practices

Availability of services

Actions or omissions of third parties

Your use of third-party services is governed by their respective terms and policies.

12. Disclaimer of Warranties

THE WEBSITE AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE."

TO THE MAXIMUM EXTENT PERMITTED BY LAW, Uinted Term Loan DISCLAIMS ALL WARRANTIES, INCLUDING:

MERCHANTABILITY

FITNESS FOR A PARTICULAR PURPOSE

NON-INFRINGEMENT

ACCURACY

RELIABILITY

AVAILABILITY

We do not guarantee uninterrupted or error-free operation.

13. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, Uinted Term Loan SHALL NOT BE LIABLE FOR:

INDIRECT DAMAGES

INCIDENTAL DAMAGES

SPECIAL DAMAGES

CONSEQUENTIAL DAMAGES

LOST PROFITS

LOST REVENUE

BUSINESS INTERRUPTION

LOSS OF DATA

ARISING FROM OR RELATED TO THE USE OF OUR WEBSITE OR SERVICES.

OUR TOTAL LIABILITY SHALL NOT EXCEED ONE HUNDRED U.S. DOLLARS ($100).

14. Indemnification

You agree to defend, indemnify, and hold harmless Uinted Term Loan and its officers, employees, affiliates, contractors, and agents from claims, damages, liabilities, losses, costs, and expenses arising from:

Your use of the Services

Your violation of these Terms

Your violation of applicable laws

Information you submit through the website

15. Arbitration Agreement

Any dispute arising out of or relating to these Terms, the website, or Services shall be resolved through binding arbitration rather than in court.

Arbitration shall be administered by the American Arbitration Association (AAA) under its applicable rules.

You waive the right to participate in:

Jury trials

Class actions

Class arbitrations

Representative proceedings

The arbitration shall take place in the State of Illinois unless otherwise required by law.

16. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of Illinois, without regard to conflict-of-law principles.

17. Privacy

Your use of our Services is also governed by our Privacy Policy.

Please review our Privacy Policy to understand how we collect, use, and protect your information.

18. Changes to Terms

We reserve the right to update these Terms at any time.

Changes become effective upon posting to the website.

Your continued use of the website following updates constitutes acceptance of the revised Terms.

19. Contact Information

If you have questions regarding these Terms, please contact us:

Address: 2754 South East Avenue

Email: [email protected]

Phone:

By using this website and our Services, you acknowledge that you have read, understood, and agree to these Terms of Service.